Blog

Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Navigating Commercial Vessel Insurance Claims: A Guide for Businesses Operating in the Maritime Industry

THU | MAR 14, 2024

From storms to equipment failure, the risks are numerous and can have a significant impact on your bottom line. That's why having proper marine insurance coverage in place is so important.

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3 Top Reasons Marine Vessel Claims are Denied by Insurance Carriers

MON | MAR 11, 2024

Policy coverage terms vary by company. Standard exclusions vary by policy.

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3 Top reasons Equine Claims are Denied by Insurance Carriers

WED | MAR 06, 2024

Mortality coverage is comprehensive, but exact coverage terms vary by company.

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Are You Prepared for Icy Conditions?

WED | JAN 24, 2024

Winter months present additional hazards that people don’t encounter during warmer weather.

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10 Essential Cybersecurity Controls

TUE | JAN 16, 2024

Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries.

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Six Trends Affecting Commercial Auto Insurance

THU | JAN 11, 2024

Commercial auto insurance plays an essential role in protecting an organization’s drivers and vehicles, providing coverage for property damage, bodily injuries and liability concerns stemming from accidents on the road.

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Weathering the Storm: How Flood Insurance Can Save the Day in Washington

WED | DEC 13, 2023

We'll explore the significance of flood insurance in Washington and how it can be the saving grace during unforeseen storms.

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Navigating Winter Roads: A Guide to Safe Winter Weather Driving

TUE | DEC 05, 2023

At Sea Mountain Insurance, we care about your safety, and we've put together a guide to help you navigate winter roads with confidence.

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Homeowners Insurance: Protecting Your Most Valuable Asset

MON | OCT 23, 2023

Whether you've recently purchased your first home, or you've lived in your current property for years, it's important to understand the importance of having a comprehensive homeowners insurance policy in place.

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Auto Insurance in Washington State: Everything You Need to Know

WED | OCT 04, 2023

With the ever-increasing number of cars on the roads, it has become even more important to understand the different options available for auto insurance in Washington.

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The Benefits of Equine Insurance: Protecting Your Investment with Sea Mountain Insurance

WED | OCT 04, 2023

From accidents and illnesses, to theft and natural disasters, horse owners must consider the potential consequences of owning these magnificent creatures.

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Planning for the Future of Your Horse

WED | SEP 20, 2023

Estate Planning and Equine Insurance Solutions from Sea Mountain Insurance

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How Smart Home Devices Are Transforming Home Insurance

MON | SEP 18, 2023

Smart home technology has become increasingly prevalent, with homeowners embracing devices like smart thermostats, security cameras, doorbell cameras, smoke detectors, and more.

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The Economics of Equine Ownership

THU | SEP 07, 2023

Managing the costs with Equine Insurance from Sea Mountain Insurance. Horse ownership can be an expensive endeavor, but it can also be a rewarding one.

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Here's Why Movement Protects Us from Mental Burnout

FRI | AUG 25, 2023

The phrase “give it everything you’ve got” might be inspiring or motivating for short-term events, but it might not actually be healthy for you in the long run.

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Are You Overtraining? Signs to Recognize Exercise Burnout

MON | AUG 14, 2023

Exercise has many incredible benefits for the body, including improved sleep, increased energy, and mood stabilization.

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What Boredom Can Do for Our Wellbeing

WED | AUG 09, 2023

Boredom is just another signal from our brain, telling us it’s time to find something more meaningful to do.

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Reduce Wildfire Risk

WED | AUG 09, 2023

Wildfires in the U.S. annually consume millions of acres, wreaking havoc on farms, ranches, and livestock.

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How to Guard Yourself Against Car Theft

THU | AUG 03, 2023

Walking out to your car to find a busted window or your belongings strewn about the vehicle is not a great way to start the day.

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What to Do When You Get a Bad Sunburn

TUE | AUG 01, 2023

When the beautiful summer months in the Pacific Northwest emerge, most people love pursuing outdoor activities, including hiking, sunbathing, and water sports.

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Protecting Your Horse’s Health

FRI | JUL 21, 2023

Tips for Maintaining Optimal Health and Equine Insurance Solutions from Sea Mountain Insurance

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Strategies for Managing Chronic Pain

THU | JUL 13, 2023

According to a new report from the Centers for Disease Control and Prevention, in 2021 an estimated 20.9% of U.S. adults, or 51.6 million people, experienced chronic pain.

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Here’s What We Know About Screen Time’s Impact on our Mental Health

THU | JUL 06, 2023

Screens have become our lifeline these days, from keeping track of our daily appointments to informing us of the weather to sharing the news.

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How to Beautify Your Neighborhood with a Planting Strip Garden

THU | JUN 29, 2023

Reimagine your front yard with a sidewalk garden and help improve your neighborhood wellbeing.

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What Does the Loneliness Epidemic Mean and How Do We Address It?

THU | JUN 22, 2023

There’s a story U.S. Surgeon General Vivek Murthy commonly shares to illustrate the health impact of loneliness.

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Safe Summer Backyard Grilling Tips

THU | JUN 15, 2023

Summer in the Pacific Northwest means it’s time to bring the kitchen outdoors.

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The Future of Commercial Marine Operations: Navigating the Latest Trends and Technologies with Sea Mountain Insurance

WED | JUN 07, 2023

The maritime industry is rapidly evolving, with new technologies and trends emerging that are reshaping the way commercial marine operations are conducted.

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Here’s How You Can Support Your Mental Health if You’ve Been Laid Off

MON | MAY 29, 2023

A wave of layoffs have been sweeping the U.S. over the past year, especially within the technology sector. In 2022 alone, there were 15.4 million layoffs, according to Zippia.

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How to Plan a Vacation for Multigenerational Family Fun

MON | MAY 22, 2023

Some of the most memorable moments for families can be while on vacation. To help cultivate these joyful memories, it’s important to balance the hopes, abilities, and goals of people across generations.

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Spring Vegetable Gardening Tips for Absolute Beginners in the Pacific Northwest

MON | MAY 15, 2023

Gardening is one of the many ways to enjoy the mild climate of the Pacific Northwest.

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How to Take Care of the Side Sewer on Your Property

TUE | MAY 09, 2023

If you’re a homeowner, you’re likely responsible for what’s called a side sewer, or a sewer line that runs underneath your home and connects to the main public sewer.

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Why Cultivating a Healthy Gut Microbiome is Important for Your Wellbeing

MON | APR 24, 2023

The many bacteria, microorganisms, fungi, and viruses that live within your gastrointestinal system play an important role in your body's health and its risk for diseases.

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SMI Accident Checklist

MON | APR 24, 2023

Accidents can be a stressful and unexpected experience, but with SMI's accident checklist, you can rest easy knowing that we are here for you.

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The Impact of Environmental Regulations on Alaska Commercial Fishing: How Insurance Can Help

MON | APR 24, 2023

The fishing industry in Alaska plays a vital role in providing food for the world, but it also faces unique challenges in terms of environmental regulations.

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Things to Consider Before Planting a Tree in Your Yard

WED | APR 12, 2023

Trees provide beautiful landscaping and can bring shade in the warm months, so it’s very natural to want to include trees in our yards.

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Tips for Keeping Your Skin Healthy Year Round

WED | APR 05, 2023

As the weather changes, your skin does, too. That’s something many of us casually observe, as our skin becomes flaky, dry, or more irritable in the fall and winter months and more oily in the summer.

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Maximize Your Spring Cleaning with these Decluttering Tips

WED | MAR 29, 2023

Spring is a classic time to shed the layers of winter and freshen up our homes. A big part of that process is decluttering.

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New Automotive Tech Features that can Keep You and Your Car Safer this Year

WED | MAR 22, 2023

Safety features as low-tech as seat belts and as high-tech as automated driving systems have been helping to save lives on the road.

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The Importance of Proper Marine Insurance Coverage for Businesses Operating in the Maritime Industry

FRI | MAR 17, 2023

There are several different types of marine insurance coverage available, each designed to address specific risks and liabilities associated with commercial marine operations.

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Best Practices for Managing Marine Assets: Tips and Advice from Sea Mountain Insurance

TUE | MAR 14, 2023

The maritime industry is a complex and demanding environment, and managing marine assets is a critical component of success.

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Changes You Can Make if You’re Stressed at Work

MON | FEB 27, 2023

People in North America are some of the most stressed-out in the world when it comes to how they feel at work.

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How to Hike Safely in Washington in the Winter

MON | FEB 20, 2023

One of the benefits of living in the beautiful Pacific Northwest is that hiking any time of year is a way to escape into the lush green forests.

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How to Take Care of Yourself if You’re Struggling with Fatigue

MON | FEB 13, 2023

Fatigue is something that most everyone likely experiences through the course of their lifetimes, but some experiences with fatigue can be signs of a greater issue, and may require medical treatment.

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Keep Your Home Cozy & Safe in the Winter Months with These Simple Tips

MON | FEB 06, 2023

The winter months often mean an increase in home lighting, heating, and a general sense of wanting to feel as cozy as possible amidst gray skies.

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Tips to Practice Financial Wellness this Year

MON | JAN 30, 2023

While it can feel overwhelming to understand and track where all our money is going, it’s important for helping us plan and take care of our wellbeing for months, years, and even decades from now.

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Why New Year's Resolutions Should Go Beyond Ourselves

WED | DEC 21, 2022

This year, consider a resolution that is for your community, rather than just yourself.

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Protect Your Home from Winter Weather Damage

THU | DEC 08, 2022

Perhaps what you don’t think about – and should – are ice dams.

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Babyproof Your Home with These Easy Steps

THU | DEC 01, 2022

Like any guest, babies are an important visitor that you want to be prepared for when welcoming them into your home.

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Why Creating Happy Family Memories During the Holidays is Good for Your Health

WED | NOV 30, 2022

Good memories aren’t just a great thing to reflect on years later. Research shows that positive memories from childhood are connected to good health in young adults.

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Why Gratitude is Important, and Not Just on Thanksgiving

WED | NOV 16, 2022

As we gather with family and friends this Thanksgiving, it’s easy to think of many things to be grateful for: the spread of food before us, our health amidst a pandemic, and the people we have in our lives.

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How to Support Someone Who is Grieving

WED | NOV 09, 2022

Grieving loved ones can be one of the most challenging things a person goes through, as this is a time laden with memory, mourning, and reflection.

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Simple Ways to Prevent Memory Loss

THU | NOV 03, 2022

Memory requires work and engagement. Here’s how to strengthen yours.

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What to Know About Creating Your Own Backyard Compost

WED | OCT 26, 2022

Here’s how to compost your own table scraps and create rich soil while you’re at it.

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Things to Consider When Buying a Hybrid Car

WED | OCT 19, 2022

Buying a car can be stressful, and now there are more choices than ever amongst gasoline-powered vehicles, hybrid models, and electric cars.

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4 Backyard Fire Safety Tips for Your Home

WED | OCT 05, 2022

Here are some tips for keeping your outdoor fire celebrations safe.

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How to Be a Better Listener and Cultivate Your Relationships

WED | SEP 28, 2022

The more you practice better listening techniques, the more you can create deeper, healthier, and more satisfying relationships.

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Make These Snacks From Your Home Garden Harvest

WED | SEP 21, 2022

Here are some healthy snacks to create from your garden’s bounty, which will impress friends and family alike!

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How to Create a Growth Mindset Culture at Work

WED | SEP 14, 2022

Here are some ways organizations can cultivate environments that celebrate the growth of everyone at work.

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5 Items to Keep in Your Pantry for Healthy and Delicious Meals Year Round

WED | SEP 07, 2022

Delicious and healthy meals can be made with ease, thanks to the help of some flavor-packed ingredients that will tie your whole meal together.

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Protect Yourself from Ticks this Summer

WED | AUG 31, 2022

Ticks and humans have something in common: they both like to hang outside from April to September.

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Make These Healthy Meals from Local Summer Produce in Washington

WED | AUG 24, 2022

Washington ranks first in the United States in 11 commodities that it produces, including apples, sweet cherries, pears, hops and red raspberries.

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How to Keep Your Pets Cool this Summer

WED | AUG 17, 2022

Humans and pets alike are susceptible to extreme heat, or temperatures above 90 degrees.

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Energy Saving Tips for Summer Months in Washington

WED | AUG 10, 2022

The summer months in the western region of Washington state can be some of the most beautiful of the year, with clear skies and mid-70 degree days.

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Tips to Keep Your Household Safe from Wildfire Smoke

FRI | JUL 29, 2022

Wildfire season in Washington state begins in July and lasts through September.

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Road Trips in the Pacific Northwest that Won’t Shock Your Odometer

FRI | JUL 22, 2022

Hitting the road by yourself, with friends, or with family can be feasible for everyone’s budget and schedule. They also don’t have to tax the mileage on your car!

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Backyard Care Tips for Hot Summer Months

FRI | JUL 15, 2022

Here are ways to take care of your backyard, from gardens to grass, amidst extreme heat, so that it can see greener days ahead.

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Cool Down with These Healthy Summer Beverages

FRI | JUL 08, 2022

There are a huge range of healthy and creative beverages you can drink in the summer months that also cater to whatever you have in the fridge.

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Why Eating Local Produce is Good for Your Health

FRI | JUL 01, 2022

When you head out to a farmers’ market or look for signs at the store that indicate food was produced in the community, you’re doing a great thing for your health.

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Ways to Practice Wellness with Your Friends

WED | JUN 29, 2022

When it comes to practicing your own wellness through exercise, eating healthy, and achieving your life goals, it makes sense that friends can help.

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Simple Tips to Reduce Your Stress

WED | JUN 22, 2022

There are moments in our lives when the pressure of getting tasks done or the expectations around what we do are so great, stress becomes a constant companion.

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How to Prevent Migraines and Headaches

WED | JUN 15, 2022

One of the most physically painful occurrences for many Americans are migraines and severe headaches.

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Foods to Reduce Inflammation and Help You Heal

WED | JUN 08, 2022

The types of foods we eat have the power to do more than just give us energy. Certain foods can reduce chronic inflammation, which in turn can reduce our risk of disease.

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5 Safe Driving Tips to Limit Distracted Driving

TUE | MAY 31, 2022

In Washington state, 30 percent of crash fatalities are due to distracted driving, according to Washington’s Traffic Safety Commission.

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How to Cultivate Your Employees’ Mental Health with These Small Practices

THU | MAY 12, 2022

Make time for people to share how they’re doing at work, and other tips for supporting mental health in the office.

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Why You Might Want to Consider Difference in Conditions (DIC) Insurance Coverage

THU | MAY 05, 2022

If your business sits in an area where it could be at risk of flooding, fires, or earthquakes, you may not be properly insured if a natural disaster strikes.

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Start a Spring Garden With Your Family to Improve Your Collective Health

TUE | APR 26, 2022

Gardening can give us food, a hobby, and dirt stains on our jeans, but most importantly, it can also give us incredible health benefits.

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Hikes In Washington That Are Great In The Spring

THU | APR 21, 2022

It’s time to enjoy the emerging springtime nature on one of Washington’s many trails.

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How to support your child’s mental health amidst the pandemic

THU | APR 14, 2022

The pandemic has been hard on all of us, but it’s especially taking a toll on children’s mental health.

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Wear Your Helmet!

FRI | APR 01, 2022

There are many reasons why you should wear one whether you’re on a bike, motorcycle, skateboard or ATV.

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Insurance For Your Landscaping

MON | MAR 28, 2022

If you have a yard, then chances are that you have a lot of plants and flowers that require a lot of care. You may have spent a considerable amount of time and money on the outcome, but did you know that your homeowner's policy may not cover the full cost of replacing all those plants?

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Insurance For The Empty Nesters

FRI | MAR 18, 2022

Many empty-nesters often feel like they need to make sure that they have enough insurance coverage in case something goes wrong. But what type of insurance should one get for their children?

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Why Cleaning Your Home is Good for Your Health

SUN | MAR 06, 2022

What might not be so obvious is how keeping your home clean is good for your mental health. But there’s a strong connection between homes that are clean and wellbeing.

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Have something to look forward to? It will improve your wellbeing!

WED | MAR 02, 2022

Science shows that having something to look forward to is important for our health.

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The Best Time of Year for Auto Discounts

WED | FEB 23, 2022

While it’s a challenging time to score a good deal on a car, there are still some things to remember about car sales that may help you find something great.

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How to Support Washington Small Businesses this Winter

WED | FEB 16, 2022

There are ways we can help as a community, especially in the winter months when we may be less likely to venture out for a shopping trip down Main Street.

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During the Winter, Community is More Important than Ever for Our Health

WED | FEB 09, 2022

Having friends or a close community of support is important for our well-being, but it can be easy to forget that in the dark winter months when the last thing we want to do is leave our house.

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Storm Prep Beyond the Grocery Store

THU | FEB 03, 2022

Winter weather can be unnerving, given how unpredictable it is. We recommend preparing ahead of time to keep your fears at bay.

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How to Pay Attention to Your Employees' Wellbeing

WED | FEB 02, 2022

Good businesses don’t just care about the products they’re producing. They care about the people who are producing them.

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Healthy, Hot DIY Drinks to Make with Family & Friends this Winter

WED | FEB 02, 2022

The most exciting beverages on a party table don’t necessarily need alcohol or bubbles.

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Feeling SAD from Dark Days? Ways to Conquer the Winter’s Emotional Lows

THU | JAN 27, 2022

SAD isn’t just feelings of melancholy, Psychiatry Today reports. It can show itself in loss of interest in the things you used to enjoy doing, change in sleep, difficulty concentrating, having less energy, or even heavy, depressive thoughts.

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How to Ret Rid of Common PNW Household Pests

WED | JAN 26, 2022

Here are a few ways to get rid of some of the common household pests in the Pacific Northwest.

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Ways to have Fun in Washington Winter Weather

FRI | JAN 21, 2022

January and February days in Washington state may look like some of the least inviting when it comes to traipsing outside.

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Winter Driving Tips for Washington State

WED | JAN 19, 2022

The dark winter months, frosty mornings, and on-and-off downpours require brushing up on your skills and making sure you have all the equipment you need to navigate safely.

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Ways to Conserve Energy in Your Home, Even in Winter Months

WED | JAN 12, 2022

In the winter months, energy bills increase as we crank our heaters and keep our lights on longer during the quickly-darkening days.

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How to Encourage Big Thinking in the Workplace, Even If You Have a Small Team

WED | JAN 05, 2022

Practicing innovation isn’t just something that happens at Silicon Valley tech companies. It can happen in any company, in any basement garage, or in any thought that comes up during a walk in the park.

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Here’s How to Set Financial Goals in Uncertain Times

TUE | DEC 28, 2021

Here are a few tips for navigating your finances when you’re not sure what tomorrow will bring.

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Healthy Meals to Make From Your Holiday Leftovers

TUE | DEC 21, 2021

As you’re winding down from the holidays, you probably have a lot of leftovers in your fridge.

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Home Security Tips During the Holidays

WED | DEC 15, 2021

Leaving your home unattended may cause extra reasons for anxiety when there are presents around and thieves are alert to the fact that people leave their homes for extended periods of time.

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Tips for Putting Up Lights Safely Around the Holidays

FRI | DEC 10, 2021

It’s holiday light season, and many people take a DIY approach to creating winter wonderlands out of their yards.

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Washington State Day Trips that Require Just Your Car and Your Family

WED | NOV 24, 2021

It doesn’t take a plane ticket or a booking at a fancy lodge to have a great vacation with your family.

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Mark Your Calendars!

TUE | NOV 23, 2021

Small Business Saturday is November 27

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Ways to Stay Physically Active During the Cold Winter Months

THU | NOV 18, 2021

When the temperatures drop, it’s hard to convince ourselves that going outside is a good idea.

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SMI Donation Drive

MON | NOV 15, 2021

SMI will be accepting donations of personal care items at our office now through December 1st.

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Tips for Preparing Your Boat for the Winter Season in Washington

THU | NOV 11, 2021

The pandemic spurred on a great number of boat sales, many of them from new boat owners.

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Podcasts for Your Commute to Help You and Your Kids Gain New Perspectives

THU | NOV 04, 2021

Long commutes are starting to return as families make their way back to jobs and school.

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How to Set Healthy Boundaries When You Have a Busy Schedule

THU | OCT 28, 2021

Our schedules can build quickly without our notice. That’s often because we care a lot about the people we work with, the company we work for, or want to make the people around us happy.

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Considering Getting a Pet? How to Decide What Animal is Right for You

TUE | OCT 26, 2021

Pets spark joy in people’s lives. They’re a friend, companion, and comfort in difficult times, and research shows they make us happy.

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Local, Winter Vegetables That are Great for Your Health

THU | OCT 21, 2021

Looking for more winter vegetables, or perhaps considering growing your own? Washington State University keeps a list of winter produce that grows in western Washington.

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How to Develop a Flexible Mindset Amidst Change

MON | OCT 18, 2021

There’s nothing like a years-long global pandemic to remind us that change is inevitable and unpredictable.

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Commuting to Work Once Again? Update Your Car Insurance Policy

WED | OCT 13, 2021

When the pandemic started, many workers began working from home and lopping off lengthy commutes from their schedules.

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What You Should Consider When Getting Your Farm or Ranch Ready for Fall

WED | OCT 13, 2021

Fall is the time of the year when many people start getting ready for winter. However, it's also a time of year when farmers and ranchers are getting prepared for the cold winter months.

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How to Take Care of Your Backyard During the Changing Autumn Months

THU | OCT 07, 2021

Autumn in Washington state means pumpkin spice lattes, rain, and rivers of pine needles, yellow leaves, and Western Red Cedar branches.

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5 Tips for Protecting Your Home from Wildfires

THU | SEP 30, 2021

The last few years have seen an unprecedented rise in wildfires in the western United States.

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Back to School Insurance Checklist for Parents

TUE | SEP 28, 2021

You might not be heading back to the classroom, but back to school time is the perfect occasion to check lists, buy new, and start over.

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The Important Questions to Ask When Buying a New Home

THU | SEP 16, 2021

As the pandemic housing market booms, many home buyers are entering the market for the first time, and are facing very expensive options.

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Ways to Take Care of Your Roof to Avoid Costly Insurance Claims

WED | SEP 15, 2021

A roof is probably the most important feature of your house but the one you’d least like to pay a lot of money for.

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Will Buying a New or Used Car Be More Likely to Increase My Insurance?

TUE | SEP 14, 2021

New and used cars are currently going fast in this market, as the pandemic causes a shortage in computer chips.

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How to Build Professional Relationships at Work in a Hybrid Environment

FRI | SEP 10, 2021

As more workers return to the office, one thing is certain: the way workplaces around the world operate will never be exactly the same as before the pandemic.

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Physical Activities Your Whole Family Can Do Together

FRI | SEP 03, 2021

Finding opportunities to get exercise when you’re in charge of a household can be challenging.

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How to Take Care of Your Pandemic Pet if You’re Going Back into the Office

FRI | AUG 27, 2021

Never has a dog been more of a human’s best friend than during a pandemic.

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3 Questions Homeowners Should Be Asking Themselves

WED | AUG 25, 2021

Living through a pandemic changed us. It changed our approach to personal wellness, our work environments, our shopping habits, and our overall economy.

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How to Have Healthy Relationships with Friends or Family When You Disagree

FRI | AUG 20, 2021

Many people find it challenging to have conversations and relationships with people they disagree with.

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Plants that Can Thrive Indoors — And Help You Thrive, Too!

TUE | AUG 17, 2021

If you’ve ever marvelled at friends who talk about their house plants as though they were their pets, then perhaps you’ve never had one.

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How to Build Friendships after a Pandemic

FRI | AUG 13, 2021

If you haven’t kept in touch with all of your friends during the pandemic, you’re not the only one.

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Chemical-Free Ways to Eliminate Odors in Your Home

FRI | AUG 06, 2021

There are natural deodorizers that you likely already have in your home, and are not filled with toxins, to help you combat these unwanted odors.

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Why Being a Good Friend is Good for Your Health (and Your Friend's!)

MON | JUL 26, 2021

Research would argue that friendship is actually incredibly important to your health and well-being.

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Ways to Keep Your Memory Sharp with Age

THU | JUL 22, 2021

We need to take care of our minds in a similar way to how we take care of the rest of us, from sleep to exercise to a healthy diet to having a purpose in our days.

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The Healing Power of Nature

MON | JUL 19, 2021

Why you should make it a habit to get outside this summer.

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How to Prevent Pickpocketing During Travel

WED | JUL 14, 2021

When you’re on vacation, the last thing on your mind is likely the uncomfortable thought of getting your belongings stolen.

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How to Decide if You Should Buy a New or Used Car

FRI | JUL 09, 2021

The best decision is the one that works for you, your goals, and your budget. Here are a few things to consider when trying to make that very important choice.

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How to Keep Pests Out of Your Backyard Garden

THU | JUL 08, 2021

The Pacific Northwest is home to many animals that love enjoying a tasty snack in the backyard. And no, we’re not just talking about humans.

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Checklist for Leaving Your Home Safe & Secured on Vacation

TUE | JUL 06, 2021

It’s well worth your time to make sure that your home is going to be safe and secured before you depart on vacation.

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DIY Backyard Games You Can Do at Your Summer Gathering

SAT | JUL 03, 2021

Knowing how to throw your own small backyard gathering with family and friends is an important life skill.

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Are Your Service Lines Covered?

FRI | JUL 02, 2021

Did you know that damage to pipes and service lines coming into your home are your responsibility?

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Apartment-living Tips to Keep Your Rental Home Damage Free (and get that security deposit back!)

THU | JUL 01, 2021

Whether you’re renting an apartment, condo, or house, you’ll want to make the space feel like your own.

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Protect Your Home from Water Damage with Seepage Protection

WED | JUN 30, 2021

Water seepage can lead to mold and mildew problems which is damaging not just to your property but to your family’s health.

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How to Keep Your Family & Home Safe During Firework Season

MON | JUN 28, 2021

Fireworks are best enjoyed at a safe distance, and should be handled with expertise and caution.

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How to Create a Welcoming Workspace

THU | JUN 24, 2021

You deserve to be comfortable in your office, and so should your employees.

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What to Consider when Choosing Health Insurance for Your Small Business Employees

MON | JUN 21, 2021

Whether you run a business with one employee or a couple dozen, picking a health insurance plan can be overwhelming.

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Want to Promote the Health of Your Employees?

THU | JUN 17, 2021

There’s an app for that.

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Five Tax Tips for Small Businesses

MON | JUN 14, 2021

As a small business owner, you’re acutely aware of how taxes can eat into your profitability.

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Insurers In Washington State Can No Longer Use Your Credit Score to Calculate Your Premium

FRI | JUN 11, 2021

The insurance commissioner for the state of Washington has issued a rule banning the use of credit scores when computing someone's insurance premium.

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Simple Steps You Can Take in Your Home to be a Good Environmental Steward

WED | JUN 09, 2021

It doesn’t take an environmental science degree to help take care of the Earth.

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Getting Married?

MON | JUN 07, 2021

Here’s How It Could Affect Your Financial Planning.

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Safeguard your health from wildfire pollution this summer

THU | JUN 03, 2021

For many Washingtonians, air pollution from wildfires has only increased in the past few decades.

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It’s Time to Rethink the Power Strip

TUE | JUN 01, 2021

If there’s one thing we can all say about the modern office – we’re definitely plugged in.

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Protect Your Home from Mudflow, Flooding, Mudslides and More in the Rainy Pacific Northwest

FRI | MAY 28, 2021

A traditional homeowner’s insurance policy would likely not cover the tremendous damage caused by mudflows, flooding, landslides or mudslides.

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How to Support Your Teen's Mental Health in Washington State

WED | MAY 26, 2021

The most recent data from the statewide survey found that Washington teens rank low on their behavioral health when compared to teens in other states.

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Connected Cars

MON | MAY 24, 2021

What Are They and How Will They Affect Your Future

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How to Reduce Your Exposure to Toxins in Everyday Products

FRI | MAY 21, 2021

When we’re considering buying products like furniture or cleaning supplies, the first thing we’re probably thinking of is price or quality.

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How to Prevent Car Theft

WED | MAY 19, 2021

Count yourself lucky if you’ve never had the misfortune of having your vehicle stolen.

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Are you up-to-date on Washington’s latest driving laws?

WED | MAY 12, 2021

Whether you took driver’s education courses two years or two decades ago, it’s important to stay up-to-date with driving laws, as they can be as variable as speed limit signs on I-5.

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Rethinking the office: What your workplace could look like post-COVID-19

WED | MAY 12, 2021

For many people, the past year has been spent building makeshift home offices in bedroom closets, children’s toy rooms, or semi-clean corners of the family junk room.

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How to Keep Your Finances Healthy (even when times are tough)

FRI | APR 16, 2021

In the midst of a global pandemic, we expect to be concerned about our health, but perhaps not necessarily about our finances, too.

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How to Find Meaning, Connection, and Health in Retirement

THU | APR 15, 2021

For some people, the age of retirement is the long-awaited starting point of meaning, a moment when they can cease spending hours working for a company and instead start choosing to spend their days as they like.

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DIY Backyard Improvements that are Sustainable for the Planet and Your Home

TUE | APR 13, 2021

As the warmer months approach, we could all use a backyard summer project. Consider improvements that will both beautify your home and the planet.

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A Cleaning and Maintenance Checklist to Protect Your Home’s Longevity

MON | APR 12, 2021

After spending much of the past year at home during the pandemic, our living spaces could use a bit of care and upkeep.

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Is the Middle of a Pandemic the Time to Turn My Passion Project into a Business?

THU | APR 08, 2021

The past year has been tough on businesses, especially small ones with little financial leeway to stay afloat amidst a global economic crisis.

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5 Tips to Remember When Trading In Your Car

WED | APR 07, 2021

We all get that itch to drive a new or newer vehicle. But before you start looking, start your research.

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Why Washington State Residents Should Consider Earthquake Insurance for the Big One

FRI | APR 02, 2021

If you’ve lived in Washington state for very long, you’ve heard that we’re due for an eventful earthquake that could hit 9.0 on the Richter scale, severely impacting the Pacific Northwest in a way we haven’t seen in our lifetimes.

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Why Getting Boat Insurance is More Important During the Pandemic Than Ever

WED | MAR 31, 2021

During a global pandemic, there are few places to venture by land that can feel very safe. That’s why many people are heading to the waterways.

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Some of the More ‘Explosive’ Insurance Claims in Washington State (And a Reminder to Check Your Gas Lines)

MON | MAR 29, 2021

Action movie lovers can expect to see at least one epic explosion scene where the hero escapes the chaos within an inch of their lives.

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Preparing Your Home for All Four Seasons of the Pacific Northwest

WED | MAR 24, 2021

One of the best parts of living in the Pacific Northwest is getting to experience all four seasons without too much extreme weather.

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How to Stay Mentally and Physically Well — and Give Your Health Insurance a Boost at the Same Time

MON | MAR 22, 2021

There are so many things to take care of in one day, it can be easy to forget that your body should be at the top of the list.

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How Practicing Gratitude Can Make a Difference in Your Health

FRI | MAR 19, 2021

Feeling thankful in the midst of a pandemic may sound like a tall order. On a personal and global level, we’re all experiencing a significant amount of stress and fear.

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From Property to Pets, Here’s the History of Insurance in the United States

WED | MAR 17, 2021

We can thank Benjamin Franklin for a lot of good inventions in American history, from libraries to the lightning rod.

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Feeling lonely? Taking Time for Friends Will Have a Good Impact on Your Health (And Your Insurance)

MON | MAR 15, 2021

While the COVID-19 pandemic didn’t invent the concept of loneliness, it can certainly feel that way.

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Become a Safer Driver and Improve Your Car Insurance Rates

TUE | MAR 09, 2021

When insurance companies sign up new members, they’re not just adding new people to their rosters.

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A Home Inventory List

WED | MAR 03, 2021

The average person owns 300,000 items. Three. Hundred. Thousand. Items.

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Earthquakes: Be prepared, Be insured.

THU | FEB 25, 2021

According to usgs.gov, nearly half of the fifty states experience at least one earthquake annually.

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Why You Might Need Artisan Contractor Insurance

TUE | FEB 23, 2021

Construction jobs involve a variety of general and specialized skills, usually overseen by the general contractor.

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Snow, Ice and Roofs

FRI | FEB 19, 2021

That makes for a great song title, but snow’s not as much fun when it’s piling on top of your roof.

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FAQ: Insuring Business Vehicles

THU | FEB 18, 2021

If your company owns vehicles used in the regular course of doing business, you likely need Business Auto Policy (BAP) coverage.

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What Is an Annuity?

TUE | FEB 16, 2021

Consumers have more and more financial tools at their disposal to help them save for their future, but one of the least known is an annuity.

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Call before you dig … yes, you!

THU | FEB 11, 2021

We’ve all heard the refrain…Call before you dig. You might think this is for construction workers or excavators. But it applies to you, too, even if you want to plant flowers in your front yard.

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Insuring Your Small Manufacturing Business

TUE | FEB 09, 2021

As a manufacturer, your business faces unique risks, and you may need specific coverages to protect your business activities fully.

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10 Ways to Add Home Security Without Breaking the Bank

TUE | JAN 26, 2021

The afterglow of the new year is a great time to reevaluate the security of your home and those new presents from the holidays.

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Winter Prep and Driving Tips + 3 Ways to Save Money

MON | JAN 11, 2021

The best way to save money on car insurance is to drive safely.

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Ordinance Coverage

MON | DEC 28, 2020

Every municipality sets its own city ordinances, and those are updated over time as safer products or techniques become available.

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Do you need professional liability insurance?

MON | DEC 28, 2020

If you work in a career in which your professional knowledge and training dramatically impact the lives of others, and you could be sued if someone alleges you provided terrible advice, you might benefit from professional liability insurance.

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How to Protect Yourself from Employee Lawsuits

MON | DEC 21, 2020

Lawsuits brought against employers by current or past employees, and even prospective employees who feel they were unfairly denied employment, have been rising in recent years.

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How to Insure Your Home-based Business

SUN | DEC 20, 2020

More and more of us work remotely from our homes, many of us establish full or part-time businesses based in our homes, and others may work elsewhere but still maintain a home office dedicated to our work.

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How to Keep Your Workplace Safe During the Winter

THU | DEC 03, 2020

If you own a business, you’ll want to make sure you’re prepared to provide a safe and hazard-free workplace during the winter months.

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Winter Prep & Insurance

THU | NOV 26, 2020

Running through a winter preparation list now can help you protect yourself, your home, and your property.

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Six Tips for Being a Successful At-home Worker

TUE | NOV 24, 2020

Whether you’re taking advantage of your employer’s remote worker policy, or you’re an entrepreneur or freelancer establishing a home office, it’s important to establish habits early that can help ensure your success.

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A brief overview of Inland Marine Insurance

THU | NOV 05, 2020

Inland Marine Insurance applies to goods and property transported by land, an extension of ocean marine insurance, which protects property transported by water.

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Know Your Rights as a Tenant

TUE | NOV 03, 2020

If you rent property from a private individual or management company, you may think they have all the power as the property owner, but that’s not the case.

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The Original Insurance – Ocean Marine

MON | OCT 26, 2020

Did you know that the first known form of insurance was created to protect ocean vessels and their cargo.

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Employee Spotlight: Nate Hopper

WED | OCT 07, 2020

Nate Hopper has been working at Sea-Mountain since 2014. In honor of his upcoming wedding this month let’s take an opportunity to get to know Nate a little better!

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Celebrate the Positive

SUN | SEP 13, 2020

Today marks Positive Thinking Day.

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Developing a Storm Preparedness Plan for Your Boat: Tropical Storms and Hurricanes

SUN | AUG 23, 2020

We continue to monitor devastating natural disasters across our country. In the last week we have seen derechos, destructive wildfires and now two tropical storms on a collision course in the Gulf of Mexico. Planning for these disasters have never been more important.

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Service and Community Preserve Alaska Salmon Fisheries

THU | AUG 20, 2020

At Sea Mountain Insurance, we're privileged to know and serve commercial fishermen in Alaska and Washington by placing insurance on their vessels.

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8 Ways to Stay Connected with Friends & Family Today

WED | JUL 29, 2020

Some of the most important commodities on this planet are our health, love, & happiness.

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Your Water Safety Checklist

FRI | JUN 05, 2020

It’s a good time to review this water safety checklist and take action now to keep you and your loved ones safe this summer.

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10 Ways to Keep Your Family Safe Around Water

FRI | MAY 01, 2020

Whatever your water fun preference, make sure you and your loved ones don’t end up as a statistic by following these ten water safety rules.

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